Lazard & Associates Inc

Utility Bills Debt Solutions

Utility debt includes behind on regular, necessary utility payments like gas or electricity. Knowing what resources are available is crucial if you find yourself behind on your utility payments, such as your power bill.

Neglecting your utility payment can have an impact on your credit score and credit report. Utility providers will take legal action if bills go unpaid, will give information about your late payments to a collection agency, and will report your debt to the credit reporting agencies. It’s crucial to understand the consequences of non-payment because a utility company may fight for a court decision to be rendered on unpaid debt.

Utility bill debt can happen more quickly than you might imagine, and the causes are frequently less complicated than you might assume. This includes inaccurate billing on direct debits and standing orders that depletes your account, unexpected high usage, billing errors etc.

If you are struggling to keep up with your utility bills debt, contact us for a free consultation today.

Our Industry Experience

Why Choose Us?

It can be quite difficult to trust someone with your finances, but when it comes to personal bankruptcy, there’s no one you can trust more than Lazard & Associates. We help you reestablish your credit, pay of your debt and avoid bankruptcy through consumer proposals.

Lazard & Associates Inc

What Our Satisfied Clients Say About Us

Very Professional, Very Understanding and Above All Very Kind Hearted Team! First time I went there I felt like a complete Loser to say the least!!! After discussing in details with Happy-go-Lucky Louise I felt 90% of my anxiety immediately gone! No word of a lie I smiled and laughed all the way home!!”

– Satisfied Client

I found Lazard and Associates to be professional and caring. After getting myself into some serious trouble, I am back on track with their help. Avoiding Bankruptcy and doing a proposal has been very helpful in reestablishing my credit quickly. I have recommended them to friends and family and happy to see that it isn't a cookie cutter approach. They take the time to do what's best for the client.”

– Satisfied Client