You are not alone and there are no requirements on where to begin . There is no shame in asking for help, which is why we are here to help you through every step of the way. You simply need to complete a confidential form below to reach out to us and we will work together to determine which pathway is the best for you. At Lazard and associates,  you can complete the majority of your review in a few easy steps, and you would have taken the first step towards your journey from debt to freedom. Whether you’re overwhelmed by debt collection calls or simply unsatisfied with your debt position, we can help. We create a plan that works for you and help you reduce your stress levels, save money, accelerate your debt payoff, create financial stability and stop the collection calls.