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Our Services

Consumer Proposals

If your total debts do not exceed $250,000, consumer proposals might be the best solution for you. This proposal, developed by a Licensed Insolvency Trustee, is a legally binding process that helps you pay your creditors. Don’t want to file for bankruptcy? Consumer proposals could be the right thing for you.

Our Services

Personal Bankruptcy

In the event that you are not eligible for a consumer proposal, or if it has been declined, it could be time to consider personal bankruptcy. To discuss all available options, book a consultation with one of our Licensed Insolvency Trustees. Filing for bankruptcy is a last resort, let us show you the other options first.

Choose Your Path To Freedom

Not Sure Where to Start?

You are not alone and there are no requirements on where to begin . There is no shame in asking for help, which is why we are here to help you through every step of the way. You simply need to complete a confidential form below to reach out to us and we will work together to determine which pathway is the best for you. At Lazard and associates,  you can complete the majority of your review in a few easy steps, and you would have taken the first step towards your journey from debt to freedom. Whether you’re overwhelmed by debt collection calls or simply unsatisfied with your debt position, we can help. We create a plan that works for you and help you reduce your stress levels, save money, accelerate your debt payoff, create financial stability and stop the collection calls.

We can help you become organised and start making real progress if your debts are eating up too much of your time, money, and mental well-being. Use the contact form below to reach us.