Lazard & Associates Inc

Credit Card Debt Solutions

The first issue with credit card debt is the unpredictability of payments. The more you charge, the higher your monthly payment will be. When credit card balances are low, most people find it easy to manage their debt. When your debts become too large, your income is depleted, leaving you with less money to save and cover emergencies. You get stuck in a pattern of living paycheck to paycheck and putting every unexpected expense on a credit card.

For practically everyone, having a lot of credit card debt can be distressing. It’s always preferable to try to settle the issue with the original creditor and their internal collections department first. If those options fail to resolve the issue, the creditor would likely assign the account to a third-party debt collector.

You may begin to get collection calls, letters, emails, and text messages pleading with you to pay the debt. Contact Lazard and Associates today to discuss your credit card debt solution!

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Our Industry Experience

Why Choose Us?

It can be quite difficult to trust someone with your finances, but when it comes to personal bankruptcy, there’s no one you can trust more than Lazard & Associates. We help you reestablish your credit, pay of your debt and avoid bankruptcy through consumer proposals.
  • We have more than 20 years of experience.
  • Our associates are licensed, experienced and trusted in the community.
  • We reduce your stress by making decisions to relieve you of debt.

Lazard & Associates Inc

What Our Satisfied Clients Say About Us

Very Professional, Very Understanding and Above All Very Kind Hearted Team! First time I went there I felt like a complete Loser to say the least!!! After discussing in details with Happy-go-Lucky Louise I felt 90% of my anxiety immediately gone! No word of a lie I smiled and laughed all the way home!!”

– Satisfied Client

I found Lazard and Associates to be professional and caring. After getting myself into some serious trouble, I am back on track with their help. Avoiding Bankruptcy and doing a proposal has been very helpful in reestablishing my credit quickly. I have recommended them to friends and family and happy to see that it isn't a cookie cutter approach. They take the time to do what's best for the client.”

– Satisfied Client