Lazard & Associates Inc

Stop Collection Calls

Sometimes, life throws curveballs such as job loss, illness, or unexpected car repairs at us. You may find yourself ignoring your creditors if you don’t have an emergency reserve to fall back on. When this happens, you’ll almost certainly have to deal with debt collectors.

Because your creditor has forwarded the debt you owe to a collection agency to recover on their behalf, or because your creditor has sold its overdue debts to a collection agency, you may begin to receive collection calls.

The Ontario Collection and Debt Settlement Services Act protects you in Ontario. The Act establishes clear guidelines for what a debt collection firm can and cannot do. It aims to prevent collection agencies from harassing or bullying you into repaying a debt you owe, among other reasons. The Act will not apply if the calls are coming from your original creditor, or even a collection firm that purchased the previous debt from your original creditor. Make an appointment with one of Lazard and Associates’ Licensed Insolvency Trustees immediately to discuss your debt relief options.

Our Industry Experience

Why Choose Us?

It can be quite difficult to trust someone with your finances, but when it comes to personal bankruptcy, there’s no one you can trust more than Lazard & Associates. We help you reestablish your credit, pay of your debt and avoid bankruptcy through consumer proposals.

Lazard & Associates Inc

What Our Satisfied Clients Say About Us

Very Professional, Very Understanding and Above All Very Kind Hearted Team! First time I went there I felt like a complete Loser to say the least!!! After discussing in details with Happy-go-Lucky Louise I felt 90% of my anxiety immediately gone! No word of a lie I smiled and laughed all the way home!!”

– Satisfied Client

I found Lazard and Associates to be professional and caring. After getting myself into some serious trouble, I am back on track with their help. Avoiding Bankruptcy and doing a proposal has been very helpful in reestablishing my credit quickly. I have recommended them to friends and family and happy to see that it isn't a cookie cutter approach. They take the time to do what's best for the client.”

– Satisfied Client