Lazard & Associates Inc

Student Loans Debt Solutions

The idea behind student loans is that everyone should benefit. Student loans are the government’s investment in you. They provide you with financial assistance so that you can continue your studies. You continue your study, find a job, repay your debt, and pay taxes to create a win-win situation.

However, things do not always go as planned owing to illness or a lack of career opportunities. Despite reducing your living expenses and creating a budget, you may be left with student loans that you cannot afford to repay. The federal portion of your loan is submitted to the Canada Revenue Agency (CRA) for collection when you skip 9 months of payments.

If you’re having trouble making payments on your loan, you have a few options, including lowering your overall monthly amount, seeking a lower interest rate, and modifying your payback frequency. Alternatively, you can get guidance from a credit counsellor at Lazard and Associates on how to best manage your debts.

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Our Industry Experience

Why Choose Us?

It can be quite difficult to trust someone with your finances, but when it comes to personal bankruptcy, there’s no one you can trust more than Lazard & Associates. We help you reestablish your credit, pay of your debt and avoid bankruptcy through consumer proposals.
  • We have more than 20 years of experience.
  • Our associates are licensed, experienced and trusted in the community.
  • We reduce your stress by making decisions to relieve you of debt.

Lazard & Associates Inc

What Our Satisfied Clients Say About Us

Very Professional, Very Understanding and Above All Very Kind Hearted Team! First time I went there I felt like a complete Loser to say the least!!! After discussing in details with Happy-go-Lucky Louise I felt 90% of my anxiety immediately gone! No word of a lie I smiled and laughed all the way home!!”

– Satisfied Client

I found Lazard and Associates to be professional and caring. After getting myself into some serious trouble, I am back on track with their help. Avoiding Bankruptcy and doing a proposal has been very helpful in reestablishing my credit quickly. I have recommended them to friends and family and happy to see that it isn't a cookie cutter approach. They take the time to do what's best for the client.”

– Satisfied Client